What payout methods are available for users?

Off-ramps (also referred to as payouts) facilitate the conversion of ADA cryptocurrency into fiat currency or alternative payment options, allowing users to withdraw and use their funds in everyday scenarios. This process may involve converting ADA into local currencies—such as the Philippine Peso—or using alternative methods like gift cards and mobile top-ups.

The terms off-ramp and payout are used interchangeably throughout this article.

Availability & Regulatory Restrictions

Payout availability depends on the selected payout method and applicable regulatory requirements.

• For payouts via Bank Wires and Mobile Wallets, sanctioned countries are not supported, and access is strictly prohibited by Encryptus.
• Additionally, residents and citizens of the United States, Canada, and Japan are not eligible to use Bank Wires and Mobile Wallets due to regulatory restrictions.

To check which payout methods are available in your country of residence, click here.** **

KYC requirements apply to fiat products like Bank Wire and Mobile Wallets. Alternative payment methods like Gift Cards and Mobile Top-ups don’t require KYC.

Available Payout Methods

Users can choose from several payout options, including Bank Wires, Mobile Wallets, Gift Cards, and Mobile Top-Ups.

Mobile Top-Ups

• Users can convert ADA on the platform into mobile data or call minutes, depending on availability in their country.
• KYC (Know Your Customer) verification is not required for mobile top-ups.
• Mobile top-ups purchased in a specific country can be used for calls or data within that country and, in some cases, while traveling.
• A flat fee of 2.5% applies to all mobile top-up payouts.

Gift Cards

• Users can convert ADA from the Yoroi Wallet into supported gift cards available in their country.
• KYC is not required when purchasing gift cards using cryptocurrency.
• Gift cards are only valid on online platforms available in the country where they were purchased. Gift cards from one country cannot be used on another country’s platform.
• A flat fee of 2.5% applies to all gift card payouts.

Mobile Wallets

• Users can convert ADA into balances on supported mobile wallets in their country.
• For example, users can sell ADA and receive funds in a mobile wallet that can be used for everyday expenses or local currency purchases.
• KYC verification is required before using the mobile wallet payout method.
• A flat fee of 2.5% applies to all global mobile wallet payouts.

Bank Wires

• Users receive bank wire transfers in their local currency.Example: Users based in the Philippines will receive funds in Philippine Peso (PHP).
• A flat fee of 2.5% applies to global bank wire payouts.
• Additional fees may apply depending on your bank’s policies.

Updated on: 21/01/2026